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So far admin has created 19 blog entries.

Keeping a Car Loan Through Bankruptcy

2020-09-24T00:27:21+00:00September 24th, 2020|

2020 is the year of Murphy's Law in many ways, and Covid-19 is no exception. Bankruptcy filings are increasing, and more may be on the precipice. If you're considering filing for bankruptcy, you may have a lot of questions. A common question that often comes up [...]

Is There Such a Thing as Good Debt? Good Debt Vs. Bad Debt

2020-08-21T18:36:49+00:00August 21st, 2020|

Is there such a thing as good debt? That depends on who you ask. To Dave Ramsey, a prominent radio show host, author, and businessman, there is no such thing as good debt. He argues that even mortgages and student loans are unacceptable because all debt keeps [...]

Special Types of Debt in Bankruptcy

2020-06-29T20:25:07+00:00June 29th, 2020|

With everything going on in the world today it is sometimes hard to figure what to do when you are feeling financially overwhelmed. When you have past due bills you cannot afford piling up, a professional debt lawyer can provide more information about how a [...]

Creditor Harassment and Abuse

2020-05-18T21:26:26+00:00May 18th, 2020|

California law provides consumer protection from unfair, deceptive, and/or abusive debt collectors and illegal debt collection techniques and practices. If a debt collector threatens violence or even suggests bad things will happen to you if you don’t pay a particular debt, they are breaking the [...]

My Wages Have Been Garnished, Is That Legal?

2020-03-09T23:51:15+00:00March 9th, 2020|

Creditors can legally garnish your wages under certain conditions and through court order or judgement. Although there are laws in every state concerning this issue, Federal Law takes precedence. Judgement creditors can garnish your income but are limited to 25% of your earnings after mandatory [...]

When Is the Best Time to Consider Bankruptcy?

2019-12-26T18:25:02+00:00December 26th, 2019|

No one really wants to file bankruptcy, it’s kind of like admitting you’ve failed. Still, if you are in a situation where you are borrowing more money just to eat and survive and simultaneously borrowing more money to pay off previous debt, filing for bankruptcy [...]

How Does Unpaid Personal Debt Affect My Social Security Payments?

2019-09-12T21:56:36+00:00September 12th, 2019|

Did you know that there are some types of debt which can result in a reduction of your Social Security benefit payments? It's true. Certain personal delinquent financial obligations (debt) can result in a garnishment of your social security checks, thus reducing your monthly benefit [...]