Disputing Credit Errors: What You Should Know

2020-07-24T20:45:17+00:00July 24th, 2020|

Your credit score is important because it determines your ability to obtain credit for a home, automobile, and more. It can even play a role in whether or not you can land certain jobs. If you know that you have a poor credit report or [...]

Special Types of Debt in Bankruptcy

2020-06-29T20:25:07+00:00June 29th, 2020|

With everything going on in the world today it is sometimes hard to figure what to do when you are feeling financially overwhelmed. When you have past due bills you cannot afford piling up, a professional debt lawyer can provide more information about how a [...]

Creditor Harassment and Abuse

2020-05-18T21:26:26+00:00May 18th, 2020|

California law provides consumer protection from unfair, deceptive, and/or abusive debt collectors and illegal debt collection techniques and practices. If a debt collector threatens violence or even suggests bad things will happen to you if you don’t pay a particular debt, they are breaking the [...]

My Wages Have Been Garnished, Is That Legal?

2020-03-09T23:51:15+00:00March 9th, 2020|

Creditors can legally garnish your wages under certain conditions and through court order or judgement. Although there are laws in every state concerning this issue, Federal Law takes precedence. Judgement creditors can garnish your income but are limited to 25% of your earnings after mandatory [...]

What Type of Property Can Be Repossessed by Creditors and How?

2020-01-16T18:38:26+00:00January 16th, 2020|

Okay so, what type of property can you have repossessed? Well, let’s consider the word “Repossession” for a second. The word does suggest re-possession which means that the creditor taking back the property to ‘repossess’ it must have once possessed it in the first-place. Sure, [...]

When Is the Best Time to Consider Bankruptcy?

2019-12-26T18:25:02+00:00December 26th, 2019|

No one really wants to file bankruptcy, it’s kind of like admitting you’ve failed. Still, if you are in a situation where you are borrowing more money just to eat and survive and simultaneously borrowing more money to pay off previous debt, filing for bankruptcy [...]