Keeping a Car Loan Through Bankruptcy

2020-09-24T00:27:21+00:00September 24th, 2020|

2020 is the year of Murphy's Law in many ways, and Covid-19 is no exception. Bankruptcy filings are increasing, and more may be on the precipice. If you're considering filing for bankruptcy, you may have a lot of questions. A common question that often comes up [...]

Will Personal Bankruptcies Rise Due to Covid?

2020-09-10T21:54:43+00:00September 10th, 2020|

In our last blog, we talked about all the business bankruptcies among various industries occurring as a result of the Covid-19 crisis. As unfortunate as those bankruptcies are, we wish we could say that the financial fallout is limited to businesses, but that is simply [...]

Is There Such a Thing as Good Debt? Good Debt Vs. Bad Debt

2020-08-21T18:36:49+00:00August 21st, 2020|

Is there such a thing as good debt? That depends on who you ask. To Dave Ramsey, a prominent radio show host, author, and businessman, there is no such thing as good debt. He argues that even mortgages and student loans are unacceptable because all debt keeps [...]

Disputing Credit Errors: What You Should Know

2020-07-24T20:45:17+00:00July 24th, 2020|

Your credit score is important because it determines your ability to obtain credit for a home, automobile, and more. It can even play a role in whether or not you can land certain jobs. If you know that you have a poor credit report or [...]

Special Types of Debt in Bankruptcy

2020-06-29T20:25:07+00:00June 29th, 2020|

With everything going on in the world today it is sometimes hard to figure what to do when you are feeling financially overwhelmed. When you have past due bills you cannot afford piling up, a professional debt lawyer can provide more information about how a [...]

Creditor Harassment and Abuse

2020-05-18T21:26:26+00:00May 18th, 2020|

California law provides consumer protection from unfair, deceptive, and/or abusive debt collectors and illegal debt collection techniques and practices. If a debt collector threatens violence or even suggests bad things will happen to you if you don’t pay a particular debt, they are breaking the [...]

My Wages Have Been Garnished, Is That Legal?

2020-03-09T23:51:15+00:00March 9th, 2020|

Creditors can legally garnish your wages under certain conditions and through court order or judgement. Although there are laws in every state concerning this issue, Federal Law takes precedence. Judgement creditors can garnish your income but are limited to 25% of your earnings after mandatory [...]