How Long Will Bankruptcy Stay on My Credit Report?

By |2019-03-14T01:19:16+00:00March 14th, 2019|

The results of your bankruptcy case will be part of your credit record for ten (10) years. The ten years are counted from the date you led your bankruptcy. This does not mean you can’t get a house, a car, a loan, or a credit card for ten years. In fact, you can probably get credit even before your bankruptcy is over! The question is, how much interest and fees will you have to pay? And, can you afford your monthly payments, so you don’t begin a new cycle of painful financial problems? Debts discharged in your bankruptcy should be listed on your credit report as having a zero balance, meaning you do not own anything on the debt.