It's that time of year when many Americans gather pay stubs, W-2 forms, charitable receipts and other financial records to file state and federal taxes. Those who expect to write a check for taxes owed face the deadline, which is April 18 this year, with [...]

Working through any heart-breaking event that throws your life into disarray presents a difficult challenge. When two such crises knock you down at the same time, it can defeat your spirit. If your marriage is ending, and your financial obligations are so overwhelming that the [...]

Very few people set out to commit bankruptcy fraud. At first, the promise of no more collection calls provides an overwhelming sense of relief. Then reality sets in as debtors fill out pages of bankruptcy forms and search for bank statements and check stubs to [...]

When people review options to address a ballooning total of money owed, they often wonder about any minimum or maximum amounts of debt allowed for filing bankruptcy. Perhaps because media accounts often focus on high-profile bankruptcy cases, the idea that you need significant debt to [...]

Like many life-changing events, bankruptcy affects every person differently. Some individuals enter a state of shock or depression. Others feel resentful of the process, including the forms to fill out with required personal and financial information. As a result, even though attorneys and the court [...]

Most people rightfully approach the idea of filing for bankruptcy with a great deal of trepidation. While there are benefits and drawbacks to embarking on this legal journey, such a serious step deserves careful consideration. When the stress of dealing with persistent creditors and trying [...]

When you are overwhelmed with bills and behind on payments, the cacophony of collection calls, emails, and letters can drive you to distraction. If your whole body tenses when you go to the mailbox or hear the sound of an incoming call, you may have [...]

When someone mentions bankruptcy fraud, it's easy to think of sleazy financial moguls stashing away hordes of money in off-shore accounts while withholding from their creditors. In reality, however, ordinary working people trying to get their financial lives back in order may either knowingly or [...]

Business people take great care with all legal papers and contracts they sign. For example, anyone who leases construction equipment or office space may include a clause in the contract that prohibits the assignment of the lease to a third party. Even if carefully crafted, [...]

Divorce and bankruptcy proceedings often intermingle as threads of cause and effect. Financial problems and stress certainly contribute to marital problems, and a husband and wife who experience troubles meeting expenses for one household will probably have difficulties surviving the costs of a divorce and [...]